The cheapest new cars to insure 2025

Car insurance is up there with the worst drivers of the cost of living crisis, and finding the cheapest new cars to insure is a must-do, particularly for new drivers. 

According to data from comparison site Confused.com, the average premium increased by £284 in 2024, up year on year by 43% to a whopping £941.

But don’t fret. It appears there’s good news on the horizon. Prices have gradually dropped over the past few months, and the average quote is now around £834. 

That’s not exactly cheap, of course, but there is still a good choice of affordable cars in low insurance groups that can help to bring the cost down even further. 

This top 10 list features affordable cars ranked in order of the cheapest available car insurance quotes. Each quote is based on a 35-year-old male who lives in Swindon and works as a teacher. 

This driver commutes by car, parking it on the street during the day and in a residential space overnight. He drives 8000 miles per year. His licence has no penalty points and a full 18 years of no-claims bonus.

According to our research, the cheapest new car to insure in the UK today is the Toyota Aygo X. Read on to see the rest of the top 10, which consists mostly of superminis and hatchbacks, with the odd SUV here or there…